Time is the most precious currency, so it is not surprising that everyone keeps it so carefully. Because of the hectic lifestyle, we carefully choose how and to whom we spend our free time. What everyone agrees on is that no one wants to spend it in long lines at banks. Collecting a variety of requests and confirmations, and waiting for them to be processed, is something that no one wants to deal with anymore. Everyone is looking for a quick loan that is paid off as soon as possible.
With fast credit, there are no long queues
Credit houses are among the first to provide fast credit in the Croatian market. Express payment is possible thanks to minimal bureaucracy. Most often, only a copy of an ID and current account card is required for a quick loan , and in the case of a higher amount, three payroll or pension lists are required.
Things couldn’t be simpler. There are no long queues, but everything can be done from the comfort of your own home, while taking a tram ride or having coffee with friends. Everything from applying to signing a contract is done online. The effort is minimal and the effect is maximum. A quick loan is paid within 24 hours if the documentation is complete.
To quick credit without guarantors and co-debtors
A quick loan does not require various certificates from employers or insurance instruments such as guarantors, co-debtors and insurance policies. Most often, these are smaller amounts that do not pose too much risk, so credit homes do not even seek payment insurance. This greatly facilitates all those who do not want or cannot ask their employer for receipts. Some employers do not want to give them because they show their income, while in other cases workers do not want to let the employer know that they are looking for a loan.
What do banks offer?
Recently, fast loans are offered by banks. They started a virtual business and allowed their clients to apply for credit fast online. But that’s all there is to it, because the rest must be done exclusively in the branches. Fast loans to banks can be repaid within 24 hours, but only if the creditworthiness of clients is at the highest level. This means good income, minimal or no debt, a permanent contract and a good employer position.
However, only a few in Croatia meet this, so a large number of potential clients are turning to alternative options. As a consequence, a variety of illegitimate loan companies have emerged that pay the money into their hands, which is why there is no written trace. The client is therefore not protected from fraud. It is therefore recommended that you carefully check everything before making any decision about lending money.